Home Loans:

For purchase of Individual house, flat under construction / ready to move flat / construction of own house and purchase of resale flats / house. The following are eligible for Home Loan from LIC Housing Finance Ltd:
• All Salaried employees working with Government / Public Organizations and Private sectors.
• Self-employed individuals.
CURRENT INTEREST RATE DETAILS ARE GIVEN BELOW:
• FLOATING RATE - ROI based on your CIBIL score.
• For Home Loan -R.O.I. @ 8.30 % Onwards UPTO 20 CRORES • Lowest Processing Fee
• MOD CHARGES - 0.5 % of the loan amount or Maximum of Rs. 50,000 + Registration fees Rs. 10,000/-
• PROPERTY VALUE ABOVE 50 LAKHS CASES 1% TDS is applicable.
• CERSAI CHARGES : RS. 100 + SERVICE TAX EXTRA

Life Insurance

Life insurance provides financial security to the family in case of an unfortunate event. Some Life insurance plans also encourage in regular saving, therebyhelping to fulfill important financial goals such as education,marriage, etc., and fulfillment of other financial needs.

General Insurance

General Insurance helps us to protect ourselves and the things we value such as our home, cars and other valuables. It cushions against the damages resulting into financial losses from unexpected damages / loss to property, valuables etc. Insurance company promises to pay a sum assured to cover damages / loss of insured articles Major types of General Insurance for Individuals: -
• Home Insurance
• Motor Insurance
• Fire Insurance

Health Insurance

Health insurance protects individuals from unforeseen medical emergencies of self / family members. Medical emergencies may result into hospitalization and huge expenses on medicines, medical procedures etc resulting into erosion of savings. Health insurance safeguard your one’s hard-earned funds from being spent on expenses related to hospitalization, medicines, ambulance, doctor’s consultation etc
Health Insurance Plans are of various types based on coverage provides -
• Individual health insurance
• Family health insurance / Family Floater
• Critical Illness Insurance
• Personal Accident Cover

Fixed Deposits

• Presenting “SANCHAY” – a Deposit Scheme by LIC Housing Finance Ltd., which brings you a unique opportunity for a highly secured investment with equally high returns.
• There are two types of Deposits: -
1) Public Deposit Scheme.
2) Corporate Deposit Scheme.
Eligibility :
• Resident Individuals, Non-Resident Individuals, HUFs, Partnership Forms, Co-Operative Societies, Association of Persons and Trusts (Company is Eligible to accept deposits from trusts Minimum Deposit Amount :
• Monthly Option – Rs. 10,000/-
• Yearly Option – Rs. 10,00,000/-
• Senior Citizens: Additional interest @ 0.25% p.a. (for deposits Rs. 10000/- to below Rs.20 Crores) on all tenures.

Corporate Deposit Scheme

Eligibility :
• Body Corporates, Public Limited Companies, Private Limited Companies, Corporations, Statutory Board, Local Authorities, Banks, Financial Instittions, and other such institutions as may be decided by LICHFL.

Objective:
The mainly we strong believe that “we succeed when our customer succeed by fulfil their dreams”.

Mission:
To Provide of lowest rate of interest from us to satisfy, the customer needs.